The Post-Grad Survival Guide
The Post-Grad Survival Guide — A Millennial Work, Money & Life Advice Publication


The three pillars of world-class productivity

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Photo: Radu Florin/Unsplash

Don’t work longer, work less. You’ll accomplish way more and make way more money.

You’ll never get ahead if you keep following conventional wisdom. A hundred years ago, the way to get ahead was to work longer hours, typically in a factory. Hopefully, your boss would notice and promote you to manager. The best workers were the ones that worked the longest.

But the world’s value system has changed dramatically since then. Now, working longer means nothing if you can’t produce great results.

It’s different now. The best skills in the 21st century aren’t about working hard or being a good employee, they’re about being indispensable. And the best ways to become indispensable? …

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Photo: Nick Bondarev/Pexels

For many people, work can be like a second home. You spend the majority of your waking hours dedicated to your work. Your co-workers and team may likely be the people you interact with most in your life, after family or a spouse.

Yet it’s impossible to be effective and feel fulfilled in a toxic workplace environment. Even if you work from home, a negative work environment can transcend physical walls. The intangible qualities that make work a healthy or unhealthy place can impact everything from your personal life and health to your self-esteem.

The increased stress of working in a dysfunctional office can lead directly to job burnout, particularly for Sensitive Strivers. …

How to get your daily life back on track

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Photo: Michal Balog/Unsplash

I am currently typing these words in my new home office. “Office” is a bit of a stretch. There’s a desk positioned, as always, in front of a window and there are boxes, too many boxes, littering the floor.

My wife and I just bought a house. The process required us to move out of our apartment and move in with her parents for a month. The combination of moving, living in a basement, and shelling out thousands of dollars for the biggest purchase of our lives has understandably shaken things up a bit.

Before moving, I exercised regularly, tracked my nutrition, wrote every day, practiced Italian, and overall had a nice flow to my day. …

A gem cannot be polished without friction.

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Photo: Pixabay/Pexels

Being young and ambitious is confusing.

You want to make an impact immediately but are told to be patient. You are eager to learn but clueless on how to start. Worst of all, you have no idea where you’ll end up.

When I graduated from college in 2017, I had less than $100 in my bank account, was working a part-time internship for something like $15/hour, and felt like my life was stagnating.

I moved back into my childhood home while my close friends ventured to dream cities like Denver and San Diego. I was an intern hiding my job from LinkedIn while my former classmates posted essays about their illustrious new career in tech or finance. …

Success porn sometimes points us in the wrong direction

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Photo: Timothy Dykes/Unsplash

I love success porn.

Learning what got successful people where they are is an endless well of entertainment for me. I can listen to it even if I’ve heard it all before. My brain wants to saturate itself in tales of glory and hustle.

Of course, this infatuation has a host of downsides. …

A super easy plan that covers everything.

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Photo: Igal Ness/Unsplash

Why is it so hard to save money?

This is a question I’ve asked myself, and it’s something a lot of people struggle with.

The next question you should ask yourself is, “Do I have a plan for my savings?”

Saving money is a challenge for several reasons. It requires discipline and commitment, as well as a little planning.

For a long time, I felt that I was missing all of these things. …

A few tears were shed in the creation of this habit.

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Photo: Danielle MacInnes/Unsplash

I cried at work on Monday.

While I was on call with senior leadership, something snapped inside of me, and with infinite gratitude for the Zoom mute button, I muted myself to sob onto my keypad. …

They use the answers to guide their future.

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Photo: Per Lööv/Unsplash

Entering the world of freelancing requires a leap of faith. It relies on you entering the unknown and leaving any job security you might have in search of something more.

Whether you’re a freelance writer, videographer, graphic designer, or something else. One day to the next, you never know what you’re going to get. Tomorrow could be the day you land that million-dollar client, or could lead to absolutely nothing.

Being a freelancer is a high risk, high reward scenario. It requires you to gamble your financial security in pursuit of a different lifestyle. …

Why your subscriber count may not matter as much as you think when it comes to YouTube monetization.

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Image via Canva.

We’ve all heard stories about seemingly normal people who started a YouTube channel and now have hundreds of thousands of followers, millions of views on their videos, and unbelievable paychecks to match.

However, we usually don’t hear about these people until they have achieved massive success, which can be years, if not decades, in the making.

We rarely hear stories about creators who are in the beginning stages of growing their audience on YouTube. I think that’s unfortunate.

One of the biggest challenges I’ve faced while starting my own YouTube channel has been the dreaded comparison game.

I often see other creators in my niche who have a massive subscriber count. I tend to feel insignificant in comparison, even though I’m actually earning a respectable amount each month from my small YouTube channel. …

“What the hell is a fiduciary?”

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Photo: Startup Stock Photos/Pexels

Hiring an expert to help you make a plan for your money is one of the smartest and most terrifying decisions you can make as an adult. Most people in their 20s and 30s avoid it altogether, citing reasons like:

  • I don’t make enough to hire an expert
  • My finances aren’t that complicated
  • I have no clue what to even look for

Wallstreet has convinced us for decades that financial planning is for the rich; not young professionals.

And you know what? They’re right.

Most millennials don’t need a $10,000 financial plan, investment management, complicated tax or estate planning, or most services sold to the ultra-wealthy. …

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